Xiaomi launches its Mi Credit service in India for all Android smartphones. The Mi Credit service promises personal loans within 5 minutes. The prime motive of the Mi Credit service os to aid personal loans within 5 minutes, including all the processes for getting the loans. Users can already get the Mi Credit app on the Google Play Store.
Xiaomi is also promising a lower interest rate for the loans. The entire process of KYC verification, repaying through e-mandates and disbursal of the money is done digitally. Hence, users don't need to go through the hassles of tedious paperwork.
Mi Credit has already been on a pilot testing for a while and Xiaomi says that it has successfully disbursed more than 28 crore loans during the period. And 20 per cent of the users asked for loans as high as Rs 1 lakh in value.
The Mi Credit service has gone live and all users with Android phones can download it from the Google Play Store.
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